Let’s Talk About Your Future
Let’s chat about how we can turn your dreams into reality!
Hi, I’m Chris (she/her) - your friendly mortgage broker. With over 35 years in the industry, I’m not just about crunching numbers; I’m about making your mortgage experience smooth and enjoyable. Whether you’re buying your first home, refinancing, renewing, or unlocking home equity, I’ve got you covered with clear guidance, a positive attitude (because let's be real... you need one in the finance industry!), and of course... the best mortgage to suit your unique needs.
Besides the fact that I might be just plain "awesome" 😎
Knowledgeable. Approachable. Experienced.
From pre-approvals to navigating complex financial situations, I’ll be by your side every step of the way.
My goal is to simplify your mortgage journey and find the best solutions tailored just for you.
I am a veteran mortgage broker with a genuine love for helping people. I have lived in Richmond, BC for 30 years and am licensed to broker mortgages throughout BC. With a background in community building, I am a proud member of the Rotary Club of Richmond Sunrise and the Richmond Chamber of Commerce. I value relationships and work hard to put your interests first - always.
With me you will never be a transaction or a number, and I follow my clients through their life journey and present mortgage options that are tailored to the chapter they are in.
I've helped families buy their first home, renew their mortgage, refinance it years later to put kids through school and travel, and then even helped them with their final mortgage payment before downsizing and becoming empty nesters.
Each day that I get to work in this industry is a gift, and I'm so honoured that you're here with me.
A little more
When I’m not working on mortgages, you’ll find me enjoying family time at our cabin on the Gulf Islands, soaking up live music, or just making the most of life’s little moments. As a mother of two, I know the importance of balancing work and personal life, and I strive to bring that same balance to my professional work.
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Are you a licensed mortgage broker in British Columbia?
Yes, I am a licensed mortgage broker registered with the BC Financial Services Authority (BCFSA). This ensures that I adhere to the highest professional and ethical standards, providing you with expert and trustworthy advice for your mortgage needs. You can be confident that you are working with a qualified and regulated professional.
What areas in BC do you serve?
While I am based in Richmond, I serve clients across the entire province of British Columbia. Whether you're looking for a mortgage broker in Vancouver, a renewal in Surrey, a refinance in Burnaby, or a pre-approval in Victoria, I provide expert, remote-friendly service. My goal is to be your trusted local mortgage expert, no matter where you are in BC, including communities like Kelowna, Kamloops, Nanaimo, and Prince George. The entire process can be handled efficiently online and by phone.
I endeavour to respond to all inquiries within one business day, and often sooner. If you are working with a specific deadline, please communicate it to me, and I will prioritize the necessary steps to alleviate any stress.
• Prompt follow-up is a priority.
• A clear checklist is provided to prevent delays.
• Planning is structured to accommodate deadlines.
If you have a firm date, please share it, and we will construct a plan around it.
Which lenders do you work with?
I collaborate with an extensive network of lenders, including major banks, credit unions, and monoline lenders. My objective is not to restrict your options but to identify the best fit based on cost-effectiveness, flexibility, and your personal financial goals.
• Access to multiple types of lenders.
• Options available for both straightforward and complex financial situations.
• Emphasis on finding the ideal match, not just the advertised rate.
If you have already received an offer from your bank, I encourage you to share it for an impartial review.
How are you paid?
In the majority of standard residential mortgage transactions, the lender compensates the mortgage broker, meaning there is no direct fee to you. Should a fee be applicable due to the type of lender or the complexity of the scenario, I will ensure you are fully informed before proceeding.
• Most cases involve lender-paid commissions.
• Any potential fees are transparently explained upfront.
• Commitment to complete transparency at all times.
If you are uncertain about the applicability of fees to your situation, please ask, and I will provide a clear explanation.
No. I’m based in Richmond, but I work with clients across British Columbia as long as the mortgage and property are in BC. Most of the process can be done by phone, email, and secure online tools.
BC-wide support
Remote friendly process
Local knowledge when you need it
Tell me where you’re buying and I’ll confirm what the process looks like.
I aim to reply within 1 business day, often sooner. If you’re on a deadline, tell me the date and I’ll prioritize the next steps so you’re not stressing.
Fast follow-up
Clear checklist to avoid delays
Deadline-friendly planning
If you have a firm date, send it to me and we’ll build a plan around it.
I work with a network of lenders including banks, credit unions, and monoline lenders. The goal isn’t to force you into one lane, it’s to find the best fit based on cost, flexibility, and your goals.
Multiple lender types
Options for straightforward and more complex files
Focus on fit, not just the headline rate
If you already have an offer from your bank, send it to me and I’ll sanity-check it.
In most standard residential mortgages, the lender pays the broker commission, not you. If a fee could apply because of the lender type or scenario, you’ll know before we move forward.
Most files are lender-paid
Any potential fees are explained upfront
Transparency always
If you’re unsure what applies to you, ask me and I’ll tell you.
Absolutely. I’ll help you understand your budget, the pre-approval process, and what lenders look for so you can make smart decisions without feeling overwhelmed.
Budget and payment planning
Pre-approval and document checklist
Guidance from offer to closing
If you’re buying your first place, I’ll make the process feel simple and doable.
Yes. Whether you’re self-employed, have credit bumps, are newly separated, or have a unique income setup, my job is to find the cleanest path to approval and explain it clearly.
Self-employed and variable income
Credit challenges
Divorce and buyouts
Non-traditional scenarios
Tell me what’s going on and I’ll tell you what’s realistic.
Start your journey
Fill in your name and email for instant access to my 5 minute quick questionnaire. Once I receive your answers, I will be in touch to present your possible mortgage options.